Illinois Title Transfer Fee Calculator

The Illinois title transfer fee calculator uses a $165 original title fee for a supported ordinary passenger-vehicle purchase. It then adds the applicable dealer ST-556 tax or private-party RUT-50 tax and, when selected, one supported registration path.

There is no separate ownership-transfer fee in this estimate. Title, vehicle tax, registration, and an eligible plate transfer remain distinct line items.

A supported dealer purchase uses the registered dealer's vehicle-specific Auto Rate and ST-556 selling-price rules. A qualifying dealer trade can reduce the taxable amount, while the trade payoff changes equity rather than the tax credit.

An ordinary private-party purchase uses the 2026 RUT-50 age or value table instead of the dealer percentage system. It receives no dealer trade-in deduction. See the Illinois private-party car tax guide for a fuller explanation.

RUT-6 provides additional private-party vehicle use tax amounts for applicable title or registration addresses. A Chicago address can receive the Chicago amount, and a Cook County address can receive the Cook County amount.

When the address is inside Chicago and Cook County, both verified age-based additions can apply. The live calculator asks for the county and whether the address is inside Chicago rather than assuming from a ZIP code.

The supported original Illinois title fee is $165. When a new ordinary passenger registration is needed, the calculator adds $151 and treats the standard first plate as included.

An eligible Illinois plate transfer uses the $25 transfer path instead of the $151 new-registration path. The engine does not charge both simultaneously. It also does not invent another ownership-transfer fee.

A battery-electric vehicle adds $100 when the supported transaction uses a new passenger registration, producing a $251 registration total. The existing engine does not add that new-registration charge when the eligible plate-transfer path is selected.

For a focused registration estimate, use the Illinois Vehicle Registration Fee Calculator.

Gifts, family exemptions, salvage transfers, out-of-state transfers, unusual title corrections, late penalties, specialty plates, and commercial vehicles can require different documents, taxes, or fees. The calculator reports those paths as unsupported instead of estimating them.